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Hilltop Holdings Inc. (“Hilltop”), headquartered at 200 Crescent Court, Suite 1330 Dallas, Texas 75201, is a holding company that anticipates seeking to make strategic acquisitions and investments with certain of the proceeds from its asset sale which was completed in July 2007. Hilltop currently owns a property and casualty insurance operation, NLASCO, Inc. (“NLSACO”) located in Waco, Texas, that focuses on providing fire and homeowners insurance for low value dwellings and manufactured homes primarily in Texas and other areas of the south, southeastern and southwestern United States. NLASCO operates two insurance subsidiaries, National Lloyds Insurance Company (NLIC) and American Summit Insurance Company (ASIC). NLIC, chartered in 1948 and licensed in 18 states, is an insurance company on the Lloyd's plan domiciled in Texas. NLIC underwrites fire and limited homeowner's insurance through approximately 4,800 independent agents. Through approximately 1,800 independent agents and selected managing general agents, ASIC offers homeowners and property and casualty insurance primarily to manufactured home owners.